BOSTON RATE & HOLDING-PERIOD DESK
Bring association dues, an entered assessment and your cash buffer into one monthly plan.
41 tools. One connected workspace.
Condo ownership
Follow association dues, a specific unit assessment and the cash left after buying through the same housing budget.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-24.3All figures are entered assumptions. No project approval, legal payment right, future assessment, loan offer, local dues average, tax treatment, reserve adequacy or investment return is inferred. An installment schedule is hypothetical until the association or financing provider confirms it. Other monthly costs are flat; negative cash exposes missing funding without creating a loan. Mortgage insurance is held flat while the mortgage has scheduled payments; no automatic cancellation rule is applied. Future assessment cash includes entered interest/charges, while remaining principal does not.
Explore financing options for this plan ↗YOUR GOAL FIRST / MITEY
Buying, refinancing or financing a business? Tell us what you want to achieve. Ask MITEY to help you understand the options, costs and next steps worth comparing.
We aim to help you seek competitive terms. Rates and options depend on the provider, product and your circumstances. A request is not a loan application, approval or guaranteed rate. Any provider introduction requires confirmed availability and your permission.
Highest modeled monthly housing cash
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
No. This is cash planning, not a project review. The lender still evaluates the actual project, borrower and product. A status lookup with no findings is not proof of Fannie Mae approval.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Subtract down payment and buying costs from entered starting cash. Each modeled month adds the stated housing allowance and pays mortgage P&I, mortgage insurance while the loan remains, taxes, unit insurance, other spending, association dues and the entered assessment schedule. Dues change on months13,25 and subsequent anniversaries. Assessment installment interest accrues monthly on the unpaid balance; a lump sum has no installment interest.
All figures are entered assumptions. No project approval, legal payment right, future assessment, loan offer, local dues average, tax treatment, reserve adequacy or investment return is inferred. An installment schedule is hypothetical until the association or financing provider confirms it. Other monthly costs are flat; negative cash exposes missing funding without creating a loan. Mortgage insurance is held flat while the mortgage has scheduled payments; no automatic cancellation rule is applied. Future assessment cash includes entered interest/charges, while remaining principal does not.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.